Medical allowance for government employees
发布时间:2026-09-17 | 浏览:2
All-In protection against sudden medical emergencies. ER Care All-In provides up to P100,000 worth of outpatient (ER treatment) and inpatient (confinement) care coverage on emergency cases due to accidents, viral/bacterial diseases, and specific conditions. Kids from 1 to 17 years old and adults from 18 to 64 years old can take advantage of this one-time use health plan.
The benefit limit covers:
Doctor’s professional fee
Emergency room treatment
Laboratory and diagnostic procedures
Room accommodation if confinement is required
Required medicines during hospitalization
Surgery and surgeon’s fees, if medically required
Surgery and surgeon’s fees when medically necessary
Use of operating room, recovery room, and ICU, as medically necessary
Special modalities of treatment as medically required in emergency room care and confinement, and subject to Php 5,000 standard limit.
Hospital cash allowance of Php 1,000 when confined (for adults only)
1-year unlimited access to telemedicine/remote medical consultation (for kids only)
ER Care All-In is valid for 1 year or up until used, whichever comes first. It can be used in more than 2,000 IHC-accredited hospitals in the Philippines, excluding the Top 6 hospitals in Metro Manila namely Asian Hospital and Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center (QC and BGC), The Medical City.
ER Care All-In covers diseases that include, but are not limited to:
Acute Bronchitis
Acute gastroenteritis with dehydration
Acute tonsillopharyngitis with moderate dehydration
Acute Sinusitis
Acute tonsillopharyngitis
Acute Upper Respiratory Tract Infection
Acute Pneumonia
Urinary Tract Infection
SVI (systemic viral infection) with fever
Measles with high-grade fever
Chicken pox with complications
Anaphylactic Shock
Acute Appendicitis
ER Care All-In covers accidents that include, but are not limited to:
Accidents, excluding Cerebrovascular (Stroke)
New animal bites, including first dose of vaccines up to a maximum of Php20,000
Cuts, new, needing suturing
Sports injuries, contact and noncontact sports, excluding professional sports and high-risk sports
A Member’s eligibility to emergency care benefits under the Agreement shall be based on the final medical diagnosis.
NON-COVERABLE CONDITIONS
Non-emergency and pre-existing conditions, congenital and maternity-related conditions, and other conditions under IHC’s General Exclusions list are not covered by this product.
An illness or condition is considered pre-existing if, prior to effective date of coverage:
Any professional advice or treatment was given for such illness or condition;
Such illness or condition was in any way already known to the Member; or
The pathogenesis of such illness or condition had already started (of which the Member may not be aware of).
Non-coverable accidents include, but are not limited to: self-inflicted injuries; injuries from professional sports and high-risk sports; injuries or illnesses due to military, paramilitary, or police service; injuries from high risk activities or suffered under conditions of war; and accidents that are secondary to or contracted due to degenerative diseases such as Alzheimer’s Disease and Parkinson’s Disease.
Method 1 - Individual Purchase online To ensure safe, secure & legit transaction click here to buy directly at iCare website. This will take you to the official online store of iCare.
First step is to open an account by clicking the register button, then by filling up necessary info
Please be ready with your valid ID.
You will receive confirmation email which you should click to validate account.
After that, you can choose the products you can view the products by clicking Health Plans, choose product you wish to purchase, add to cart, checkout & choose payment options.
Take screenshot of payment confirmation, and email it to us or send thru Viber 09178192590
You will receive a unique serial code with instructions to register. You will then receive your Health Voucher after succesfull registration which will serve as your health card. The validity date of your voucher will be indicated and varies according to product.
For assistance and questions, please get back to us thru email or Viber. We can also hold a virtual online meeting so that we can answer any questions you may have.
You may also scan the QR code to access the official iCare exommerce website
Method 2 – Group Buy offline
We will send you a form to fill up
We will prepare a billing statement w/ instructions how to pay to official iCare bank accounts
We will send the health vouchers after confirmation of payment
For Method 2, you may also download Group Buy form here.
Method 3 – Sa mga nahihirapan sa online transactions
Kami na ang mag tra-transact para sa inyo
Contact us thru facebook Messenger at https://www.facebook.com/inlifehealth/ or at 09178192590
For assistance: 09178192590 or email us at info@hmocard.ph
Prevention and early awareness are important to maintain health! MedConsult is a multiple-use health voucher offering medical consultations and dental services for members aged 1 year old and above. Once registered, members can access face-to-face consultations, telemedicine, dental consultations and select dental services.
MedConsult benefits include:
Four (4) face-to-face medical consultations with IHC-accredited health specialists
Unlimited access to telemedicine or over-the-phone consultation for one (1) year through Doctor Anywhere
Unlimited dental consultation through IHC’s Dental Network
Dental Services such as Oral hygiene instruction One (1) Oral Prophylaxis per year Annual dental examination Unlimited Temporary Fillings Three (3) surfaces Amalgam Filling or two (2) surfaces Light Cure Fillings Re-cementation of jacket crown inlays and onlays Unlimited Simple Tooth extraction Adjustment of Dentures Orthodontic Consultation Aesthetic Dental Consultation Treatment of dental-related pain (excluding cost of prescribed medicines) Relief and/or prescription for acute dental pain Treatment for lesions, wounds and burns Emergency desensitization of hypersensitive teeth
Oral hygiene instruction
One (1) Oral Prophylaxis per year
Annual dental examination
Unlimited Temporary Fillings
Three (3) surfaces Amalgam Filling or two (2) surfaces Light Cure Fillings
Re-cementation of jacket crown inlays and onlays
Unlimited Simple Tooth extraction
Adjustment of Dentures
Orthodontic Consultation
Aesthetic Dental Consultation
Treatment of dental-related pain (excluding cost of prescribed medicines)
Relief and/or prescription for acute dental pain
Treatment for lesions, wounds and burns
Emergency desensitization of hypersensitive teeth
Fertility and pregnancy-related cases, aesthetic-related cases, ENT procedures, ophthalmology procedures and endoscopic procedures, and those related to all forms of behavioural disorders, developmental or psychiatric disorder, whether acquired or congenital, will not be covered..
Method 1 - Individual Purchase online To ensure safe, secure & legit transaction click here to buy directly at iCare website. This will take you to the official online store of iCare.
First step is to open an account by clicking the register button, then by filling up necessary info
Please be ready with your valid ID.
You will receive confirmation email which you should click to validate account.
After that, you can choose the products you can view the products by clicking Health Plans, choose product you wish to purchase, add to cart, checkout & choose payment options.
Take screenshot of payment confirmation, and email it to us or send thru Viber 09178192590
You will receive a unique serial code with instructions to register. You will then receive your Health Voucher after succesfull registration which will serve as your health card. The validity date of your voucher will be indicated and varies according to product.
For assistance and questions, please get back to us thru email or Viber. We can also hold a virtual online meeting so that we can answer any questions you may have.
You may also scan the QR code to access the official iCare exommerce website
Method 2 – Group Buy offline
We will send you a form to fill up
We will prepare a billing statement w/ instructions how to pay to official iCare bank accounts
We will send the health vouchers after confirmation of payment
For Method 2, you may also download Group Buy form here.
Method 3 – Sa mga nahihirapan sa online transactions
Kami na ang mag tra-transact para sa inyo
Contact us thru facebook Messenger at https://www.facebook.com/inlifehealth/ or at 09178192590
For assistance: 09178192590 or email us at info@hmocard.ph