Finding an affordable HMO in the Philippines that offers comprehensive coverage can be a challenge. Many people and companies struggle with plans that either fall short on benefits or come with high premiums that strain their finances. This leaves families and professional organizations vulnerable to unexpected medical expenses and limits their access to quality healthcare when they need it most. iCare is here to change that. As a trusted name in the healthcare industry for more than three decades, iCare is committed to making healthcare plans accessible and affordable for all. I am looking for a health plan for… We’ve partnered with the top health institutions in the country to provide high-quality, yet inexpensive care that our clients deserve. The iCare Advantage iCare tackles four key problems in the healthcare landscape by presenting these privileges. Budget Friendly Plan Many plans are expensive, leaving families unprotected. iCare offers affordable options with extensive coverage. Extensive Coverage Some plans cover only a fraction of healthcare needs. iCare provides comprehensive coverage, including emergency, preventive, outpatient, and inpatient care. Trusted Health Institutions Limited provider networks can mean fewer choices. iCare gives you the freedom to choose your preferred healthcare providers. Value-Added Benefits With a Sleep Better Program that aids in providing tips for better sleep, collaboration with wellness partners, and access to health webinars and events, iCare always ensures members get more value from their investment. Optimum Healthcare Solutions for All Our HMO plans for individuals, families, and private companies provide extensive coverage for emergency, preventive, outpatient, and inpatient care without breaking the bank. With iCare, you get the peace of mind that comes from knowing you’re protected by a reliable partner dedicated to your health and well-being. iCare offers a wider range of packages for your employees with a user-friendly portal that simplifies benefits management, billing, enrolment, and member updates. iCare curates an affordable health program made specifically for startups and small businesses with 5 to 99 employees. Fee for Service This is a flexible healthcare plan based on a medical fund that adjusts to your needs. Instead of a set premium, you only pay for the services you actually use. Individual Plan iCare affords a professional range of health coverage options for self-employed professionals. iCare presents one of the most comprehensive family HMOs in the market. Features annual hospitalization benefits of up to Php 5,000,000 and partnership with one of Singapore’s top health institutions. They Said YES and Here’s What They Have to Say #ItStartsWithCare because our own people’s health is a priority. Carelon Global Solutions Philippines and iCare (Insular Health Care) Wellness Program: Sleep Better for us night owls is critically important so we know how to stay healthy as we continue to deliver for our Members and Providers. Training Manager from a Multinational BPO, publicly shared on Linkedin #ItStartsWithCare because our own people’s health is a priority. Carelon Global Solutions Philippines and iCare (Insular Health Care) Wellness Program: Sleep Better for us night owls is critically important so we know how to stay healthy as we continue to deliver for our Members and Providers. Training Manager from a Multinational BPO, publicly shared on Linkedin It was also nice to share our experience with you using our Inlife/Icare prepaid insurance. It was really a big help for us financially, for 9 days of admission due to dengue case we have a total bill of almost 46K. Imagine how big is our bill, but thankful and grateful for this Inlife Prepaid Insurance because they almost cover our bill. It was such a RELIEF! We have only paid 3,472 pesos out of almost 46K bill.I am hoping that I may share your Insurance to other people who have no idea about this. In that case, my own experience has sparked my interest to become one of your accredited agents. Charlene Melloria It was also nice to share our experience with you using our Inlife/Icare prepaid insurance. It was really a big help for us financially, for 9 days of admission due to dengue case we have a total bill of almost 46K. Imagine how big is our bill, but thankful and grateful for this Inlife Prepaid Insurance because they almost cover our bill. It was such a RELIEF! We have only paid 3,472 pesos out of almost 46K bill.I am hoping that I may share your Insurance to other people who have no idea about this. In that case, my own experience has sparked my interest to become one of your accredited agents. Charlene Melloria iCare was very helpful and accommodating. She should be a benchmark of how customer service should be done. We are very pleased with her and the whole experience we had with iCare. Thank you. Officer of a Universal Bank iCare was very helpful and accommodating. She should be a benchmark of how customer service should be done. We are very pleased with her and the whole experience we had with iCare. Thank you. Officer of a Universal Bank I’m happy to share that so far I have been receiving good feedback from our employees regarding the services they get from iCare. Thank you for ensuring smooth transition for the past couple of months. Looking forward to a more fruitful and satisfying collaboration with the Team Country Head of a Global Healthcare Company I’m happy to share that so far I have been receiving good feedback from our employees regarding the services they get from iCare. Thank you for ensuring smooth transition for the past couple of months. Looking forward to a more fruitful and satisfying collaboration with the Team

Country Head of a Global Healthcare Company iCare received good feedback for fast LOA issuance during discharge. Also, because of the fast reimbursement of doctor's PF and the way HLOs talk to patients during admission and upon discharge. HR Head of a Multinational Electronics Company iCare received good feedback for fast LOA issuance during discharge. Also, because of the fast reimbursement of doctor's PF and the way HLOs talk to patients during admission and upon discharge. HR Head of a Multinational Electronics Company Thank you iCare, sulit ang binabayaran na health card dahil wala po akong nagastos sa lab tests ko at consultations! Maribeth M. Thank you iCare, sulit ang binabayaran na health card dahil wala po akong nagastos sa lab tests ko at consultations! Why Paying for an HMO Can Feel ‘Sayang’ in the Philippines We can understand the logic of buying a spare tire we hope never to use. We can spend on small comforts because their value is immediate. Health ... 14 September, 2026 Why Paying for an HMO Can Feel ‘Sayang’ in the Philippines We can understand the logic of buying a spare tire we hope never to use. We can spend on small comforts because their value is immediate. Health ... Transact Only with Accredited iCare Agents and Official Payment Channels For your protection, please transact only with duly accredited agents of iCare and make payments only through iCare's official and authorized pay... 10 September, 2026 Transact Only with Accredited iCare Agents and Official Payment Channels For your protection, please transact only with duly accredited agents of iCare and make payments only through iCare's official and authorized pay... Philippine HMO Market Sustains Nearly 20% Growth, with iCare at No. 3 Membership fees across the Philippine HMO industry reached PHP54.82 billion in the first half of 2026, while iCare maintained its position as the... 09 September, 2026 Philippine HMO Market Sustains Nearly 20% Growth, with iCare at No. 3 Membership fees across the Philippine HMO industry reached PHP54.82 billion in the first half of 2026, while iCare maintained its position as the... Why Women’s Healthcare Should Extend Beyond Maternity Care Maternity benefits remain essential, but a healthcare strategy centered mainly on pregnancy overlooks the conditions that affect women’s health, ... 08 September, 2026 Why Women’s Healthcare Should Extend Beyond Maternity Care Maternity benefits remain essential, but a healthcare strategy centered mainly on pregnancy overlooks the conditions that affect women’s health, ... Sleep Better Program Improve sleep with the iCare Sleep Better Program. Expert tips from Dr. Wong Sheau Hwa tackle sleep disorders like those common in BPO workers. Our iCare Mobile App Access better healthcare with the iCare mobile app. Request LOAs, file reimbursements, set medicine reminders, and track wellness in one tap. Talk to a doctor within 7 minutes using iCare’s Telemed7. Get quick consultations, prescriptions, and medical certificates without waiting in line. Meet Carrie, iCare’s loyal St. Bernard mascot. Symbolizing care, strength, and dependability, Carrie inspires better health and trust in iCare. Better Together Join iCare and Mu Sigma Phi in promoting better health through education, literacy campaigns, and impactful projects like Project H20 and health-focused films. Better You Program Manage chronic diseases with iCare’s Better You Program: health monitoring, teleconsultations, and resources for diabetes, hypertension, and heart health. Better Days, Better Space Support mental health with iCare’s Better Days Program: wellness and counseling services to manage stress, anxiety, and depression for a healthier mindset. Women’s Health: She Cares Explore iCare’s Women’s Health Program: bridging the gap in education and solutions for women’s wellness, including reproductive, mental, and physical health. UN Sustainable Goals iCare supports U.N. Sustainable Goals with affordable healthcare, gender equality, economic growth, and innovative digital health solutions in the Philippines. Get a Personalized HMO Recommendation Tell us what matters to you or to your company. We’ll help you find the most affordable HMO in the Philippines that fits your needs.