Personal Banking Digital Banking A banking experience that is uniquely yours. Get ready for the all-new OCBC app that is designed to understand your banking needs, wants and quirks better than your best friend. Cut to the chase with smart shortcuts Why wade through menus when you can zip straight to your favourite services? After logging in, tap our newly designed shortcuts to start banking. Prefer certain shortcuts on your home screen? Choose from over 15 services! Why wade through menus when you can zip straight to your favourite services? After logging in, tap our newly designed shortcuts to start banking. Prefer certain shortcuts on your home screen? Choose from over 15 services! It is all about you Get what you need, when you need it. We will send you personalised messages that are relevant and meaningful. This is what you will come to know as the OCBC experience. All your products at one glance See all your products in one place or get a consolidated view of your wealth under our new ‘Net worth’ tab. Navigate with ease – no manuals required Looking for your cards or to update your personal details? Our intuitive new menu will make it a breeze. Go easy on your eyes Adjust the text size in the OCBC app for a better reading and banking experience! Apply for new products in just a few taps Levelling up your finances should never be a chore. In just a few taps, easily browse and apply for products through our smooth and streamlined application flows. No ATM card? Get cash anyway Do not sweat the small stuff like looking for your ATM card. Just scan a QR code using the OCBC app to withdraw cash from any OCBC ATM in Singapore. Customise your OCBC app Set up your home screen and adjust the look of your app , from shortcuts to themes , so every sign-in feels more like you . Set up your home screen and adjust the look of your app , from shortcuts to themes , so every sign-in feels more like you . Dashboard delights Our Wealth Dashboard is your one-stop shop that gives you a snappy snapshot of your finances, investments, goals, and insurance. It's like having your entire financial universe packed neatly into one super-friendly, easy-peasy page. Our Wealth Dashboard is your one-stop shop that gives you a snappy snapshot of your finances, investments, goals, and insurance. It's like having your entire financial universe packed neatly into one super-friendly, easy-peasy page. Watch the OCBC app in action With customisable shortcuts and a personalised experience, the OCBC app is here to make banking as smooth as your morning coffee. Watch the OCBC app in action Logging in for the first time? Logging in for the first time? We have prepared easy step-by-step guides for you to get started and navigate through OCBC app. We take your safety seriously We take your safety seriously Safeguarding your interests and money is a priority to us. With increased digital banking activity, beware of fraud and online scams . Learn how to make use of our security measures to protect yourself . Manage all your banking needs with OneToken Enjoy a hassle-free, seamless and secure online banking experience when you activate OneToken. Manage all your banking needs with OneToken Enjoy a hassle-free, seamless and secure online banking experience when you activate OneToken. One digital token on your mobile for all your banking needs No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken. No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken. Terms and conditions Terms and conditions governing Electronic Banking services Terms and conditions governing OCBC Electronic Statements Terms of service governing Online Banking notify-beneficiary services Terms and conditions governing OneTouch™ service Terms and conditions governing Funds Transfers through the PayNow Service Terms and conditions governing GIRO Arrangements Terms and conditions governing GIRO arrangements via the OCBC eGIRO Service Terms and conditions governing eGIRO Arrangements Terms and Conditions governing OCBC EDP/EDP+ Scheme Terms and Conditions governing OCBC Tokens OCBC Rewards Terms of Use Customer FAQ for Rewards and Travel with OCBC Important notices Learn more about Phishing, Malware and Online Banking Security Trademarks usage

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Android, Google Pay and Google Play are trademarks of Google LLC. HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd. Available on Apple App Store, Google Play and Huawei App Gallery Available on Apple App Store, Google Play and Huawei App Gallery Available on Apple App Store, Google Play and Huawei App Gallery Available on Apple App Store, Google Play and Huawei App Gallery to OCBC Online Banking or retrieve your Access Code / PIN . Don't have an online banking account? Register here . Forgot your access code and PIN? Go to your device’s app store to download or update the app: iOS devices: App Store Best viewed in OS version 16 and above Android devices: Google Play Store Best viewed in OS version 11 and above Devices using HUAWEI Mobile Services: HUAWEI AppGallery You can do so easily via the OCBC app. Activation should only be carried out on the primary mobile device you use for banking. For detailed instructions, refer to our illustrated step-by-step guide or the FAQs below. Alternatively, activate OCBC OneToken using SMS OTP and a Token Key or a hardware token . Please refresh the page by swiping down on the screen. Please take these steps: Log in to the OCBC app. Tap the ‘Cards’ tab and navigate to the card you wish to make a payment for. Tap the card to see more details. Tap ‘Card bill payment’. Please take any of the following options: Via Internet Banking Log in to OCBC Internet Banking. Click on ‘Customer Service’ > Credit card fee waiver. Log in to OCBC Internet Banking. Click on ‘Customer Service’ > Credit card fee waiver. Via the OCBC app Log in to the OCBC app. Tap ‘More’ at the bottom bar. Tap ‘Card services’ > Request fee waiver. Log in to the OCBC app. Tap ‘More’ at the bottom bar. Tap ‘Card services’ > Request fee waiver. Via Phone Banking Have your OCBC credit card ready. Call our Personal Banking hotline (OCBC website > Contact us) and, when asked, say ‘credit card fee waiver’. Key in your 16-digit card number. Have your OCBC credit card ready. Call our Personal Banking hotline (OCBC website > Contact us) and, when asked, say ‘credit card fee waiver’. Key in your 16-digit card number. We will review your request and inform you of the outcome immediately. Please take these steps: Log in to the OCBC app. Tap ‘More’ at the bottom bar. Under ‘Documents – Statements & Letters’, tap ‘View Documents’ > Statements. Log in to the OCBC app. Tap ‘Pay & Transfer’ at the bottom bar. Tap ‘Payee list’ > Local and overseas payee > Add payee. Follow the instructions shown. For your security, it will take at least 12 hours for the payee to be added. To delete a payee Log in to the OCBC app. Tap ‘Pay & Transfer’ at the bottom bar. Tap ‘Payee list’ > Local and overseas payee > Delete payee. Follow the instructions shown. If you encounter this error message, do ensure that you are using the latest version of the OCBC app. Please exit and relaunch the app before reattempting log in. If the issue persists, please delete and reinstall the app. Do note that you would need to reactivate your OneToken and the 12-hour cooling period before activation applies. Download OCBC app Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery. Download OCBC Pay Anyone™ Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery. Are you sure you want to leave our site? You are leaving the OCBC Bank website and about to enter a third party website that OCBC Bank has no control over and is not responsible for. Before you proceed to use the third party website, please review the terms of use and privacy policy of their website. OCBC Bank’s Conditions of Access and Privacy and Security Policies do not apply at third party websites.