Advertiser Disclosure Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology . Simplifying travel and credit cards. Our expertise makes affordable, unforgettable travel experiences a reality. Our expertise makes affordable, unforgettable travel experiences a reality. We’re travelers first. Our team has decades of travel and points expertise. Our team has decades of travel and points expertise. We’ve got you covered. Latest updates across major cards, airlines, hotels, deals and more. Latest updates across major cards, airlines, hotels, deals and more. Upgrade Your Travel Explore our guides written by leading travel and financial experts. Earn 75,000 points The #1 First-Time Travel Rewards Card As High as 175,000 Points. Find Out Your Offer. Incredible premium travel and lifestyle benefits. Terms Apply. As High As 100,000 Points. Find Out Your Offer. Earn 4X Membership Rewards points at restaurants, up to $50,000 per calendar year, then 1X after that. Terms Apply. Earn 100,000 points The Premium Travel Card From Chase Earn 75,000 miles Great all-in-one travel rewards card! Earn 75,000 miles 2x Miles All the Time Earn As High As 300,000 Points. Find Out Your Offer. Luxury Benefits and Perks for the Serious Traveler Earn As High As 200,000 Points. Find Out Your Offer. Earn more rewards where your business spends the most A Cash-back Competitor Earn 100,000 points The King of Business Credit Cards Earn $750 $1,000 Unlimited 1.5% Cash-Back for Business Owners Latest Credit Card Guides Is the Amex Gold Card Worth It? A $325 Breakdown [2026] Is the Chase Sapphire Preferred Card Worth It in 2026? A $95 Breakdown BMO Credit Cards and Flex Rewards Program [2026] Explore our extensive library of travel guides, expertly written by our team with in-depth insights across airlines, airports, hotels, car rentals, and more. 6 Things I Wish I Knew Before Flying 15 Hours in Cathay Pacific Economy Class Seats Airlines My Favorite Airline Isn’t What You Think: It’s Bangkok Airways, and Here’s Why My Favorite Airline Isn’t What You Think: It’s Bangkok Airways, and Here’s Why Airports How To Enroll in TSA PreCheck Touchless ID Before Your Next Flight How To Enroll in TSA PreCheck Touchless ID Before Your Next Flight Car Rentals The Ultimate Guide to Payless Car Rental [Payless Perks Club Loyalty Program] The Ultimate Guide to Payless Car Rental [Payless Perks Club Loyalty Program] Hotels Caesars Republic Lake Tahoe Hotel & Casino: A Stylish Property With a Prime Location [Review] Caesars Republic Lake Tahoe Hotel & Casino: A Stylish Property With a Prime Location [Review] Earn 75,000 points The #1 First-Time Travel Rewards Card As High as 175,000 Points. Find Out Your Offer. Incredible premium travel and lifestyle benefits. Terms Apply. Earn As High As 300,000 Points. Find Out Your Offer. Luxury Benefits and Perks for the Serious Traveler Earn 100,000 points The King of Business Credit Cards UP really make everything easy to understand for beginners, offer excellent in-depth reviews, and teach you how to maximize your points. With kids all grown up, I can travel whenever I want and Upgraded Points has helped me do that in style! We love their 'best way to use points/miles' articles as they really show you how to get outsized value out of your points. Upgraded Points is my go-to points travel website, I don't think I've seen another website have as many organized guides! Once you spend some time in the Facebook group, ask questions, and get involved, you’ll be in awe of the knowledge these incredibly wonderful people possess. This is truly a great community that is composed of individuals from around the world and their love for traveling. Thank you, Upgraded Points! The comprehensive and thorough information allows all of us to play in the sandbox of credit card rewards and points travel. When I searched online and began reading Upgraded Points articles, I was able to get the knowledge needed to be able to book our trips for free using points. I turn to Upgraded Points for the latest info on maximizing my points redemption strategies

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more. An experienced points hacker, Erin is Alex’s partner-in-crime and contributes to Upgraded Points with in-depth guides and relationship management. Erin’s work has been cited in multiple major publications. Leigh brings a wealth of travel expertise and connections to the growing UP Team. Leigh has visited over 60 countries, often traveling with his family in premium classes for little more than the cost of an economy ticket. Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s compliance operation. Editing with Upgraded Points for over 7 years, as editor-in-chief, Keri manages the editorial calendar and oversees the efforts of the editing team and over 15 content contributors, reviewing thousands of articles in the process. Tiffany first caught the travel bug during a study abroad program in Italy when she was in college. She’s since become an Italian dual-citizen and has returned dozens of times out of pure ( Italian ) joy. Her travel-hacking journey began several years after that initial trip to Italy, but travel credit cards, miles, and points were always the first tools in her travel toolkit. With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more. Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more. Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to leverage the perks of each. Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on. Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers. Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times. Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then, and her work has been featured in publications like Travel + Leisure, LongWeekends Magazine, AAA The Extra Mile, Forbes Advisor, and Fortune Recommends. Jessica is a Certified Financial Education Instructor℠ (CFEI ® ) who covers credit cards, travel rewards, and consumer banking for outlets including U.S. News, CNN Underscored, and LendingTree, specializing in helping families maximize points and miles. Christine ran her own business developing and managing insurance and financial services offices. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP. Amar is an avid traveler and tester of products. He has spent the last 13 years traveling all 7 continents and has put the products to the test on each of them. He has contributed to publications including Forbes, the Huffington Post, and more. James (Jamie) started The Forward Cabin blog to educate readers about points, miles, and loyalty programs. He’s spoken at Princeton University and The New York Times Travel Show and has been quoted in dozens of travel publications. Daniel has loved aviation and travel his entire life. He earned a Master of Science in Air Transport Management and has written about travel and aviation in publications like Simple Flying, The Points Guy, and more. Lori is an intrepid traveler who loves creating itineraries that exude “luxe on a budget.” She’s written for CNN, NBC, The Infatuation, and Forbes and has taken points-fueled trips to Sri Lanka, Sicily, and Myanmar. Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and queen of Malaysia, tramped around organic farms in Cuba, ridden the world’s longest train through the Sahara, and choked down gasoline clams in North Korea. McKay Moffitt is a writer and editor covering travel, credit cards, and points and miles. She learned how to use points in college as a way to travel on a (very) limited budget and has since visited over 30 countries across Europe, Asia, Africa, and the Middle East. Her work focuses on practical, approachable strategies for booking trips with points and miles. Ehsan is an avid traveler who has traveled to 100 countries, diligently using points and miles to fund his journeys. Currently, he holds 32 active credit cards and earns over a million points and miles annually, primarily using them for luxury hotels and long-haul premium cabins. After graduating from college, he spent a few months working in the corporate world but quickly realized it wasn’t for him. Working a typical office job inside the four corners of a cubicle from 9 to 5 didn’t suit his adventurous spirit; he wanted a career where work and life were perfectly balanced. Since 2016, he has embraced the life of a digital nomad, making the world his office. He has built a career in social media marketing and blogging for various travel brands, which is also his bread and butter for funding his travel cravings. Born in the San Francisco Bay Area and raised in Colorado, Ben has been an avid traveler since infancy. His upbringing emphasized travel to grow as a well-rounded person via many family road trips and other excursions. From credit cards to high-yield savings accounts, debt management and avoidance, CDs, and insurance, Kathryn has or does edit it all, and more. Just don’t expect her to always be at home while working. All she needs is four things — her computer, phone, passport, and wallet — and she can get her work done from anywhere. She does pack clothes, of course, but they’re easily replaceable if anything goes amiss (and she has baggage insurance with two of her credit cards). 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The information provided is for informational purposes only and should not be considered financial, tax or legal advice. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases. Editorial Disclosure: The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.