Please share your details to get a call from our Loan Expert! Resident Indian Non Resident Indian Our Loan Expert will call you soon! Something Went Wrong! Please Try Again Resident Indian Non Resident Indian * These rates are as on today, Not sure what's right for you? Thank you for sharing your details EMI break-down chart Document & Charges LOOKING FOR A NEW HOME LOAN? Just give us a Missed Call on Give a Missed Call Apply Online Instant Call Back Preverified Properties FAQs Preverified Properties Give a Missed Call Instant Call Back Preverified Properties Preverified Properties Give a Missed Call Apply Online Instant Call Back Preverified Properties Give a Missed Call Instant Call Back Preverified Properties Your Dream Home Awaits Browse from our list of pre-approved projects and start your journey with HDFC Bank Disclaimer: Contents herein are for informative purposes only and the list of identified projects is non-exhaustive and merely indicative without any representations, obligations, warranties, responsibilities or liabilities on part of HDFC Bank in any manner whatsoever. Readers are advised to undertake independent diligence and exercise discretion before making any purchases. The information available in this section of the website is subject to change, removal, updation, revisions and amendment without any notice and at any time. All loans shall be at the sole discretion of HDFC Bank after conducting due diligence of the loan applications. HDFC Bank further reserves the right to accept/reject any loan application(s) and to restrict/refrain from funding certain portion or units/towers of such identified properties. Listing of projects herein is neither intended to reflect as any endorsement, solicitation, approval, collaboration, tie-up, or any arrangement of any sort whatsoever with any developer/project, nor is it intended to entitle any reader with any rights or remedies of any nature against HDFC Bank. Any dealing on any project on the list regarding any matter whatsoever, including but not limited to the availability of units/inventory, delivery/possession of property, status of regulatory/statutory compliance, etc., is to be undertaken only with the respective promoter/developer as the case maybe on such bi- party terms as the parties may deem fit and proper without any reference or recourse to HDFC Bank. Instant Digital Sanction Minimal Documentation Hassle-Free Disbursement 55,000+ Projects Key Feature s and Benefits Calculate Loan Eligibility Calculate Loan Eligibility Apply Home Loan Apply Home Loan Calculate Home Loan EMI Calculate Home Loan EMI Home Buyers Guide Home Buyers Guide

HDFC Bank Home Loans has a large database of projects. At present, HDFC Bank has around 57,000 approved properties spanning across 44 cities in India. Choose your dream home or upgrade to a new home, with HDFC Bank Home Loan from our list of projects and let us make your dream come true. We are unable to show you any offers currently as your current EMIs amount is very high. You can go back and modify your inputs if you wish to recalculate your eligibility. With HDFC Bank, a home loan isn’t just a transaction—it’s where your dreams take shape. Home loan approval in 4 simple steps. Tailor-made home loans to suit your requirements. Apply with minimal documents, save time and effort. Connect with us on Chat, WhatsApp anytime, anywhere Login to your account to conveniently manage your loan. Your dream home starts here. This guide is your companion through the home buying process—clear, simple, and tailored to help you make informed decisions. Free from landlord rules and full of possibilities A symbol of your success and accomplishments A sense of emotional security; a place where your can be yourself A growing asset-buying your home sooner can be a smarter investment Frequently Asked Questions How will HDFC Bank decide the home loan amount i am eligible for? HDFC Bank will determine your Home Loan Eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse's income (if any), assets & liabilities, savings history and the stability & continuity of occupation. What does an EMI mean? EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger. When can I make a home loan application? You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property or the construction has not commenced. What does 'own contribution' mean? ‘Own Contribution’ is the total cost of the property less HDFC Bank's home loan. How do I repay a home loan? For your convenience, HDFC Bank offers various modes for repayment of your house loan. You may issue standing instructions to your banker to pay the installments through ECS (Electronic Clearing System), opt for direct deduction of monthly installments by your employer or issue post-dated cheques from your salary account. Can I get a loan to buy a plot? Absolutely! HDFC Bank provides Plot Loans to facilitate the purchase of land for your dream home. HDFC Bank offers Plot Loans at competitive interest rates, flexible repayment options, and a straightforward application process. Take the first step towards turning your dreams into reality with HDFC Bank's Plot Loans. Open A New-Age Savings Account Choose the Account that Fits Your Goals and Lifestyle. Home Loan Recommended Articles The benefits of applying for a home loan in present times Getting the best deal on a Home Loan can be as tricky as choosing the home itself. With so many lenders offering many different types of loan A Quick Guide For First Time Home Buyers In India Banner Getting the best deal on a Home Loan can be as tricky as choosing the home itself. With so many lenders offering many different types of loan Applying for a home loan online vs offline Getting the best deal on a Home Loan can be as tricky as choosing the home itself. With so many lenders offering many different types of loan Interest Rate Range for the past quarter for advances granted to individual borrowers Individual Housing: (Jan-March 2023 Quarter) Individual Non-Housing: (Jan-March 2023 Quarter) Please visit https://portal.hdfc.bank.in/login and post Login click on Requests > Conversion Enquiry tab for any further details in this regards. HDFC's Bank Ltd Retail Prime Lending Rate (RPLR) Housing is being increased by 25 bps to 18.55% w.e.f March 1, 2023 HDFC's Bank Ltd Retail Prime Lending Rate (RPLR) Non-Housing is also being increased by 25 bps to 12.20% w.e.f March 1, 2023