Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months 1 – that’s a $200 cash redemption value Offers may differ from time to time and depend on the marketing channel. You must select Apply now to take advantage of the offer(s). Earn unlimited 3X points for many ways to keep life in motion 2 dining in, take-out, catering, delivery and more 2 airfare, hotels, car rentals, cruises and more 2 gas stations and electric vehicle charging stations 2 subways, ride shares, parking, tolls and more 2 Popular Streaming Services content at home or on the go 2 cell phone and landline providers 2 Plus, earn 1X points on other purchases 2 Low intro APR for 12 months 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49% or 28.49% variable APR thereafter. Important Credit Terms How will you redeem your rewards points? Discover all the ways you can be rewarded, including these and more with Wells Fargo Rewards®. Pay with Rewards Check out with PayPal, and use your points for all or part of your eligible purchases. 3 Redeem for Purchases Redeem your points toward the cost of a past, eligible purchase. 4 Redeem points for gift cards from over 250 merchants, including e-Gift cards as low as $10. Redeem to Account Redeem points as a credit to your account, including eligible Wells Fargo credit card or checking accounts. 5 Rewards Points Transfer Transfer your points directly to select travel loyalty programs, in any amount. 6 You can book your next getaway through Wells Fargo Rewards and use your rewards to pay for part or all of your trip. For additional information on redeeming your credit card rewards, visit wellsfargo.com/rewards Autograph credit card benefits and features Cellular Telephone Protection Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. 7 Auto Rental Collision Damage Waiver Pay for rental cars using an eligible card and get reimbursed for covered damage or theft. 8 Travel and Emergency Assistance Services Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world. To learn more, call 1-800-992-6029. If you are outside the U.S., you can call collect: 1-804-673-1675. 9 Roadside Dispatch® Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required. To learn more call 1-800-847-2869. 10 Emergency Cash Disbursement and Card Replacement Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval. Any cash advance fees and interest charges that are associated with your credit card account would apply. 11 My Wells Fargo Deals Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It’s an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card. 12 Zero Liability Protection Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly. 13 Credit Close-Up® With Credit Close-Up® you own the skills to help understand and track your FICO® Score, raise it, or maintain it. Enroll to receive monthly FICO® Score updates and personalized credit insights. It’s complimentary to Wells Fargo Online® customers and using it won’t negatively affect your score. 14 For additional information, visit wellsfargo.com/ficoscore . Autograph Card Exclusives Get access to tickets to live events featuring fan-favorite artists that put you closer to the artists than you've ever been with your Wells Fargo Autograph-branded Credit Card. Visit Autograph Card Exclusives to learn more. 15 No Foreign Transaction Fee Using your card abroad is like using it at home. We won’t charge a fee for converting your purchases to U.S dollars. Please refer to the Important Credit Terms for the most current rate and fee information. Big-name artists. Small venues. Your Wells Fargo credit card gets you inside. Autograph® Card Awards Best Travel Card with No Annual Fee - 2X Winner ©2017-2025 and ™, NerdWallet, Inc. All Rights Reserved 2026 Best No Annual Fee Credit Card 2026 Best No Annual Fee Travel Card No Annual Fee Credit Card of the Year 2026 Best No Annual Fee Travel Rewards Exceptional Visa Signature® privileges Enjoy these additional card benefits with your Wells Fargo Autograph Card Visa Signature® Concierge Services Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature ® Concierge. 16 Visa Signature® Luxury Hotel Collection Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Signature Hotel Collection at VisaSignatureHotels.com 17 Autograph Credit Card FAQs + I already have a Wells Fargo credit card and want to switch to the Autograph Credit Card. How can I do that? If you’re a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch: Sign on to your account Select your current credit card Desktop, laptop and tablet: Go to your card details page and select Switch My Credit Card in the right hand menu. Mobile browser: Go to your card details page; in the top navigation, swipe left and select More, and then select Switch My Credit Card. Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card. You’ll receive a new card in the mail and any rewards balance will transfer to the new card. + I already have a Wells Fargo credit card and want to switch to the Autograph Credit Card. How can I do that?

If you’re a primary or secondary Visa® cardholder, you may be eligible to switch your credit card to better fit your needs. No need to submit another application, undergo a credit check, or change your account number. Note that if you switch products, you will not receive a new rewards bonus offer or new introductory annual percentage rates. Follow the steps below to switch: Sign on to your account Select your current credit card Desktop, laptop and tablet: Go to your card details page and select Switch My Credit Card in the right hand menu. Mobile browser: Go to your card details page; in the top navigation, swipe left and select More, and then select Switch My Credit Card. Wells Fargo Mobile app: Select your card and then go to the Manage Account tab and tap Switch My Credit Card. You’ll receive a new card in the mail and any rewards balance will transfer to the new card. + What credit card benefits and features does the Autograph Credit Card offer? The Autograph Credit Card benefits and features include: Cellular Telephone Protection 7 Auto Rental Collision Damage Waiver 8 Travel and Emergency Assistance Services 9 Roadside Dispatch® 10 Emergency Cash Disbursement and Card Replacement 11 Visa® Signature Concierge Services 16 Visa® Signature Luxury Hotel Collection 17 My Wells Fargo Deals 12 Zero Liability Protection 13 + What credit card benefits and features does the Autograph Credit Card offer? The Autograph Credit Card benefits and features include: Cellular Telephone Protection 7 Auto Rental Collision Damage Waiver 8 Travel and Emergency Assistance Services 9 Roadside Dispatch® 10 Emergency Cash Disbursement and Card Replacement 11 Visa® Signature Concierge Services 16 Visa® Signature Luxury Hotel Collection 17 My Wells Fargo Deals 12 Zero Liability Protection 13 + Can I earn points on travel purchases with the Autograph Credit Card? Yes, 3X points may be earned on travel purchases. This includes airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. 2 + Can I earn points on travel purchases with the Autograph Credit Card? Yes, 3X points may be earned on travel purchases. This includes airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds. 2 + Does the Autograph Credit Card have a foreign transaction fee? The Autograph Credit Card has no foreign transaction fee. Please refer to the Important Credit Terms for the most current rate and fee information. + Does the Autograph Credit Card have a foreign transaction fee? The Autograph Credit Card has no foreign transaction fee. Please refer to the Important Credit Terms for the most current rate and fee information. + Does the Autograph Credit Card have an annual fee? The Autograph Credit Card has no annual fee. Please refer to the Important Credit Terms for details on other fees and current rate information. + Does the Autograph Credit Card have an annual fee? The Autograph Credit Card has no annual fee. Please refer to the Important Credit Terms for details on other fees and current rate information. Additional Autograph Credit Card FAQs + How many points can I earn on purchases made with the Autograph Credit Card? There is no limit to points you can earn on purchases made with the Autograph Credit Card. + What categories can I earn unlimited 3X rewards points on purchase when using the Autograph Credit Card? Earn Unlimited 3X points on 2 : Restaurants Travel Gas Stations Transit Popular Streaming Services Phone Plans Plus, earn 1X rewards points on other purchases. 2 + Will I get Cellular Telephone Protection with the Autograph Credit Card? The Autograph Credit Card is eligible for Cellular Telephone Protection. Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. 7 Terms Apply. + How do I redeem points from the Autograph Credit Card? With the Wells Fargo Rewards® Program you can choose a cash redemption option or redeem your rewards for travel, gift cards, purchases you’ve already made and more. 4 For additional information on redeeming your rewards, visit wellsfargo.com/rewards . Additional Autograph Credit Card FAQs + How many points can I earn on purchases made with the Autograph Credit Card? There is no limit to points you can earn on purchases made with the Autograph Credit Card. + How many points can I earn on purchases made with the Autograph Credit Card? There is no limit to points you can earn on purchases made with the Autograph Credit Card. + What categories can I earn unlimited 3X rewards points on purchase when using the Autograph Credit Card? Earn Unlimited 3X points on 2 : Restaurants Travel Gas Stations Transit Popular Streaming Services Phone Plans Plus, earn 1X rewards points on other purchases. 2 + What categories can I earn unlimited 3X rewards points on purchase when using the Autograph Credit Card? Earn Unlimited 3X points on 2 : Popular Streaming Services Plus, earn 1X rewards points on other purchases. 2 + Will I get Cellular Telephone Protection with the Autograph Credit Card? The Autograph Credit Card is eligible for Cellular Telephone Protection. Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. 7 Terms Apply. + Will I get Cellular Telephone Protection with the Autograph Credit Card? The Autograph Credit Card is eligible for Cellular Telephone Protection. Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible. 7 Terms Apply. + How do I redeem points from the Autograph Credit Card? With the Wells Fargo Rewards® Program you can choose a cash redemption option or redeem your rewards for travel, gift cards, purchases you’ve already made and more. 4 For additional information on redeeming your rewards, visit wellsfargo.com/rewards . + How do I redeem points from the Autograph Credit Card? With the Wells Fargo Rewards® Program you can choose a cash redemption option or redeem your rewards for travel, gift cards, purchases you’ve already made and more. 4 For additional information on redeeming your rewards, visit wellsfargo.com/rewards . Other things you need to know Offers may differ from time to time and depend on the marketing channel. You must select Apply now to take advantage of the offer(s). Refer to the Wells Fargo Autograph Visa® Credit Card Account Agreement and the Wells Fargo Autograph Visa® Card Guide to Benefits to learn more. This offer is not a guarantee of credit. Credit card is subject to credit qualification. You may not qualify for an additional Wells Fargo-branded consumer credit card if you have opened a Wells Fargo-branded consumer credit card in the last 4 months. You may not be eligible for introductory annual percentage rates, fees and/or rewards bonus offers if you have the card product you are applying for or opened one within the last 48 months from the date of the application – even if that account is closed and has a $0 balance. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. PayPal and the PayPal logo are trademarks of PayPal, Inc. Wells Fargo Autograph ® Card Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months 1 – that’s a $200 cash redemption value Autograph registered mark ® Card Important Credit Terms You are leaving the Wells Fargo website You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website. You're leaving the Wells Fargo website You're headed to Expedia now, and although Wells Fargo has a relationship with Expedia, Inc. we do not operate their site and their security and privacy policy may be different. You're headed to Choicehotels.com now, and although Wells Fargo has a relationship with Choice Hotels®, we do not operate their site and their security and privacy policy may be different. You're leaving wellsfargo.com and entering Mastercard . Although Wells Fargo has a relationship with this website, Wells Fargo does not provide the products and services on this website. Please review the applicable privacy and security policies and terms and conditions for the website you're visiting. You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website. Informacion Importante Tenga en cuenta que Wells Fargo podría proporcionar todas o algunas de sus comunicaciones, incluidas solicitudes, declaraciones informativas y comunicaciones sobre prestación de servicios, solo en inglés. Si tiene preguntas o necesita asistencia en su idioma, llámenos al 1-877-727-2932 y solicite asistencia en su idioma a un empleado. No se cobra ningún cargo por esta asistencia.