Membership Sign up for Membership One Plus One Raffle Promo Sign up for Membership One Plus One Raffle Promo Savings Regular Savings Loan MP2 Savings Regular Savings Loan Home Loans Expanded 4PH Program Pag-IBIG Housing Fairs 2026 Regular Housing Loan Housing Loan Promo Rates Affordable Housing Loan (For Socialized Homes) Acquired Assets Home Matching Home Improvement Loan Home Saver Programs Title Release Expanded 4PH Program Pag-IBIG Housing Fairs 2026 Regular Housing Loan Housing Loan Promo Rates Affordable Housing Loan (For Socialized Homes) Acquired Assets Home Improvement Loan Home Saver Programs Cash Loans Multi-Purpose Loan Health & Education Loan Programs Calamity Loan Home Equity Appreciation Loan Loan to Win Raffle Promo for MPL Borrowers Multi-Purpose Loan Health & Education Loan Programs Home Equity Appreciation Loan Loan to Win Raffle Promo for MPL Borrowers Loyalty Card Plus Claims Regular Savings MP2 Savings Housing Loan Insurance Title Release Regular Savings Housing Loan Insurance Virtual Pag-IBIG Ang pangarap mong Property Online! Effective January 5, 2025, all bids for properties listed in the 1st and 2nd Public Auctions must be submitted exclusively through the Online Public Auction platform on our official website. In addition, beginning May 13, 2025, the online submission of bids will also be available for Negotiated Sale transactions, specifically for retail and individual buyers. Please note that bids sent via drop boxes or courier services will no longer be accepted. Thank you for your understanding and cooperation. WALANG ACCREDITED BROKERS o AHENTE Ang mga transaksyon patungkol sa pagbid o pagbili ng Pag-IBIG Acquired Assets ay maaari lamang gawin sa loob ng aming mga tanggapan. Maging maingat at mapanuri. Ipagbigay alam po nila sa amin kung sakaling may lumapit sa inyong indibidwal o grupo na nagpapakilala bilang taga Pag-IBIG Fund at nag-aalok ng aming Acquired Assets, upang agad naming magawan ito ng nararapat na hakbang. List of Properties For Individual Sale Properties shall be sold on an “AS IS, WHERE IS” basis which means that the bidder accepts the physical status of the property/ies, including whether it is occupied or not. Select your Preferred Location: WALANG ACCREDITED BROKERS o AHENTE Ang mga transaksyon patungkol sa pagbid o pagbili ng Pag-IBIG Acquired Assets ay maaari lamang gawin sa loob ng aming mga tanggapan. Maging maingat at mapanuri. Ipagbigay alam po nila sa amin kung sakaling may lumapit sa inyong indibidwal o grupo na nagpapakilala bilang taga Pag-IBIG Fund at nag-aalok ng aming Acquired Assets, upang agad naming magawan ito ng nararapat na hakbang. Housing Loan Calculator On a budget? Check how much you can borrow and estimates of montly payments here. You may also view See our Acquired Asset Special Discount Take a look at the list of latest Winning Bids and Offers Questions and Answers What are Pag-IBIG Acquired Assets? How are Pag-IBIG Acquired Assets different from other properties? Pag-IBIG Acquired Assets are pre-owned properties, unlike brand-new homes sold by developers. They offer a more affordable option for buyers looking to own a home at a lower cost. These properties are sold on an as-is, where-is basis which means buyers agree to purchase the property in its current condition at the time of bidding. While the physical state of each property may vary, photos are included in the listings to help buyers assess and make informed decisions. What is the Online Public Auction (OPA)? Who can use OPA? The Online Public Auction (OPA) is open to both Pag-IBIG Fund members and non-members who are interested in purchasing Pag-IBIG Acquired Assets. It offers a more convenient and accessible way to participate in property auctions. To ensure eligibility, please refer to the buyer qualifications listed below: For individual buyers: To qualify, individual buyers must meet the following criteria; Must have at least twenty-four (24) monthly membership savings with Pag-IBIG Fund (lump-sum payment of required savings is allowed);

Must be sixty-five (65) years old or below at the time of loan application and not more than seventy (70) years old at loan maturity; Must have legal capacity to acquire and encumber real property; Must pass satisfactory background, credit, and employment/business checks conducted by Pag-IBIG Fund; Must have no Pag-IBIG Short-Term Loan (STL) in arrears at the time of loan application; Must have no previous Pag-IBIG Housing Loan that was foreclosed, cancelled, bought back due to default, or settled through dacion en pago; If currently holding a Pag-IBIG Housing Loan as a principal borrower, co-borrower, or co-buyer, the account must be updated. For organization or juridical entities who are interested to purchase more than one Pag-IBIG Fund Acquired Assets: Must be accredited under the Pag-IBIG Fund Employer Accreditation Program, based on the Fund’s established standards; Must have an existing or planned Collection Servicing Agreement (CSA) with Pag-IBIG Fund for the deduction and remittance of housing loan amortizations; and Must acquire Pag-IBIG Acquired Assets with a total value of at least ?10 million. What are the modes of payment? You can choose among the three modes of payment: Cash – payable within 30 days Short-term loan installment – payable within twelve (12) months Long-term installment – payable for a maximum period of 30 years What are the important documents or requirements needed to have a Buyer ID for participation in online bidding? How can I retrieve my Buyer ID and/or registered email address? If you need to recover your Buyer ID or registered email address, please send a new selfie while holding the same valid government-issued ID you used during registration. Email it to contactus@pagibigfund.gov.ph , and our team will assist you in retrieving your account details. How can I update information on my Buyer ID (e.g. change in registered name from single to married, change of registered mobile number)? You can update your details by visiting the nearest Pag-IBIG Branch and submitting an accomplished Member’s Change of Information Form (MCIF) , along with the necessary supporting documents. We’ll be happy to assist you. You may also visit this link for more information. Can my relative use my Buyer ID? No, your Buyer ID is unique and non-transferable, just like any other personal ID. Only the registered individual is authorized to use it. To help protect your identity and ensure a smooth transaction, we recommend assisting your relative in registering for their own Buyer ID—it’s quick, easy, and designed for their convenience and your peace of mind. Do I need to have a Virtual Pag-IBIG account to submit a bid? No, a Virtual Pag-IBIG account is not required to place a bid on acquired assets. However, we highly recommend creating one for your convenience. With a Virtual Pag-IBIG account, you can easily access a wide range of Pag-IBIG Fund services anytime, anywhere. Can I still file my bid manually? To ensure faster and more convenient transactions, Pag-IBIG Fund has fully transitioned to the Online Public Auction (OPA) system. As of May 13, 2025, we no longer accept manual bid submissions through Pag-IBIG Fund offices or drop boxes. We encourage all interested buyers to submit their offers via the OPA platform for a smoother and more efficient bidding experience. Can I still change my bid amount after submitting my offer? No, once submitted, your bid is considered final and cannot be changed. The Online Public Auction (OPA) system includes multiple safeguards to help buyers review and confirm their entries before submission. We strongly advise all bidders to carefully double-check their bid amount and other details before finalizing their offer. I am an OFW member. Can I register in OPA? Is there any limit to the number of properties I can add to my cart? What if the aggregate amount of all the properties I chose exceeded 6M? This is allowed. The Online Public Auction (OPA) permits bidders to select and bid on multiple properties, even if the combined value exceeds P 6 million. There is no restriction on the number of properties you can bid on. However, if you opt to pay through Long-Term Installment (LTI) and your total bid exceeds P 6 million, you may: Include a co-buyer to support your application, or Pay for the excess properties through cash payment. Is there an option to cancel my bid online through the Online Public Auction (OPA) platform? Can I bid for a property which I formerly owned? Yes, you may bid for a property you formerly owned. However, please note that you are no longer eligible to avail of the long-term installment option (up to 30 years). If you win the bid, your available payment options will be limited to either: Cash payment – payable within 30 calendar days, or Short-term installment – payable within 12 months. What if the Acquired Asset I want to buy is “Occupied”? If the property is occupied at the time it is awarded to you, you—as the new legal owner—have the right to initiate the necessary steps to regain possession. You may pursue this by: Coordinating with the local Barangay for mediation, or Filing a legal case in court, if needed. Pag-IBIG Fund will provide all necessary documents to prove your ownership and, upon request, may assign a representative to serve as a witness in court proceedings.