Looking for a Kogan credit card? The table below displays Kogan credit cards on our database. The table is sorted by purchase rate (lowest to highest), then by highest Points per dollar spent. Looking for the right Credit Card? Looking for the right Credit Card? Australian Credit Licence 230686 . See provider for TMD Showing 1 of 1 results NA Not applicable Canstar Star Rating Unsure of a term in the above table? View Glossary Our Top Picks sort order groups products by Promoted (commercial order), Online Partners , opens glossary for online-partner Glossary , then Other providers . For Online Partner and Other Providers, products are sorted by Star Rating (High-Low) , Annual Fee (Low-High) , Bonus Points (High-low) , then Provider Name (Alphabetical) . On tied values, Promoted and Online Partners rank ahead of Other providers. Click here to filter and sort products. If you interact with the filters, you may see a subset of products. Canstar is not recommending a particular product for you. About Kogan credit cards Kogan.com is one of Australia’s largest online retailers, providing a range of services and products, including mobile services, internet services, insurances and financial services. Founded in 2006, Kogan.com is headquartered in Melbourne. Kogan Money is a branch of Kogan.com that provides superannuation and banking services, such as credit cards. Kogan Money credit cards are provided and issued by National Australia Bank Limited. Frequently Asked Questions about Kogan Credit Cards Eligibility to apply for Kogan Money credit cards Different types of credit cards may have different eligibility criteria. However, in general, to apply for a Kogan Money credit card, you must meet the following criteria: at least 18 years old an Australian citizen or permanent resident in permanent full time or part time employment, or self employed earn more than $35,000 a year have a good credit history agree to a credit check have a valid email address, Australia residential address and mobile number Before you apply, it could be a good idea to check your credit score . For more information on eligibility requirements, visit the provider’s website. How to apply for Kogan credit cards If eligibility requirements are met, you can apply online on their website. Kogan claims the application process online will take around 10 minutes and recommends having the following documents at hand: Employment and income details Household expenses, such as rent and other living expenses Financial commitments, such as home loan and credit card repayments How do I activate Kogan Money credit cards? You can activate your Kogan Money credit card online on their website or through their mobile app, Kogan Money Credit Cards. You can find exact instructions on this process in Kogan Money’s FAQ page on the website. How is interest calculated on Kogan Money credit cards? Kogan Money credit card interest is calculated by multiplying the applicable daily percentage rate by the daily unpaid balance (including related fees and interest) for each day of the statement period. The daily applicable percentage rate is the annual percentage rate divided by 365. The annual percentage rate varies depending on the balance type. Interest is charged monthly at the end of each statement period. The annual percentage rate varies depending on the balance type. Related fees and interests may apply and be included in calculations, visit the Kogan Money website for more details. Interest-free period: For cards that have an interest-free period (up to 55 days), interest will not be charged to retail purchases during this period as long as the closing balance for each statement is paid in full by the due date. If the owed balance is not paid by the due date, daily interest will be applied the day after the payment due date. What is the credit limit on Kogan Money credit cards? Your credit limit for your Kogan Money credit card will be determined based on the information you provide in your application, keeping in mind the minimum and maximum credit limits available for the card. If you wish to decrease your credit limit, you can do so at any time using the mobile app (Kogan Money Credit Card) or online through their website. To increase your credit limit, you will have to contact Kogan Money directly by submitting an online enquiry through their website. All credit limit increase requests will be subjected to a credit assessment. Kogan Money’s terms and conditions also state that it can “reduce your credit limit at any time”, and will advise you of this change in writing. How do I close Kogan Money credit cards? You can request to close your Kogan Money credit card account via the mobile app (Kogan Money Credit Card) or online through their website. Alternatively, you could also call Kogan Money on 1300 415 445 or +612 8288 2061 if you’re overseas. If you are experiencing financial hardship, contact Kogan Money via phone on 1800 133 397 or email cardshardship@cards.koganmoney.com.au . How are rewards points calculated on Kogan Money credit cards? Kogan Money credit card rewards program allows you to earn Rewards Points on eligible transactions using your card. The number of Points awarded is calculated by the whole Australian Dollar amount spent on eligible purchases. There is potential to earn more Rewards Points per dollar spent when making purchases on Kogan.com using your Kogan Money credit card. 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Etihad Credit Card s St George Bank Credit Cards Newcastle Permanent Credit Cards Visa Credit Cards Air New Zealand Credit Cards Explore credit cards further: Low Rate Balance Transfer Frequent Flyer Rewards Compare credit cards with sign-up offers Pros and Cons of Credit Cards Visa vs Mastercard: What’s the Difference? Latest in credit cards Can you pay bills with a credit card? It is possible to pay bills with a credit card, and even to earn reward points, but there are some important caveats to keep in mind if you do. 10 tips to reduce your risk of credit card scams Earn while you shop: Best credit cards for rewards points 8 hacks that could help you earn more frequent flyer points Canstar Credit Card Star Ratings and Awards Looking for an award-winning credit card product or to switch providers or brands? Canstar rates products based on price and features in our Credit Card Star Ratings and Awards . Our expert Research team shares insights about which products offer 5-Star value and which providers offer outstanding value overall. Canstar rates a range of financial products , covering banking, insurance and investment. We also reveal which providers have the most satisfied customers in our dedicated Customer Satisfaction Awards . Credit Card Star Ratings and Awards Explore more Credit Cards: Compare Business Credit Cards Compare the best Velocity Frequent Flyer credit cards Compare the Best Qantas Points Credit Card Best credit cards for overseas travel Balance Transfer Credit Cards Credit cards offers & sign-up deals Credit Cards with airport lounge access Best Frequent flyer credit cards ANZ Credit Cards Credit cards with complimentary travel insurance Interest-free period Credit Card Compare Diners Club Cards Important Information For those that love the detail This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you. Advertiser Disclosure Canstar may earn a fee from its Online Partners for referrals from its website tables, and from sponsorship or promotion of certain products. Fees payable by product providers for referrals and sponsorship or promotion may vary between providers, website position, and revenue model. Sponsorship/promotion fees may be higher than referral fees. If a product is sponsored or promoted, it’s an ad and it is clearly marked as such. An ad might appear in different places on our website, such as in comparison tables and articles. Ads may be displayed in a fixed position in a table, regardless of the product's rating, price or other attributes. The location of an ad doesn’t indicate any ranking or rating by Canstar. Payment of fees for ads does not influence our Star Ratings. See How We Get Paid to find out more. Payment of fees for ads does not influence our Star Ratings or Awards. Credit Cards Star Ratings & Sort Order The Credit Cards Star Ratings are updated daily based on product features at that date. Current rates, product features and fees are displayed and may be different to what was rated. The results don’t include every provider in the market and we may not compare all features relevant to you. You can find a description of the initial sort order below the table. You can use the sort buttons at the top of each column to re-order the display. Learn more about our Credit Cards Star Rating Methodology . The rating shown is only one factor to take into account when considering products. The products and Star Ratings in the table might not match your exact inputs in the selector. Sometimes the methodology uses profiles with categories or bands (e.g. loan amount or monthly spend), but sometimes a single methodology, without any categories or bands, is applied. The results will show the products that most closely match your selection, based on our profiles. If you are unsure about any terms used in the comparison table please refer to the glossary. Target Market Determination (TMD) What is a Target Market Determination? A Target Market Determination (‘TMD’) is a document that explains which people particular financial products may be suitable for (the target market) and sets out any conditions around how financial products can be distributed to consumers. Why do product issuers provide Target Market Determinations? TMDs are compulsory for most financial products. TMDs are compulsory for most financial products. Issuers and distributors of financial products must take reasonable steps that are likely to result in financial products reaching consumers in the target market defined by the product issuer. Canstar takes this responsibility seriously. As a distributor, we periodically review the TMDs of products we list on our website to help ensure our distribution channels are likely to result in the products reaching consumers within the relevant target market. This is one of the reasonable steps we take to comply with our obligations. We recommend that you consider the TMD before making a purchase decision. Contact the product issuer directly for a copy of the TMD. General Advice Warning & Detailed Disclosure - Credit Cards Any advice on this page is general and has not taken into account your objectives, financial situation or needs. Consider whether this general financial advice is right for your personal circumstances. Canstar provides information about credit products. We’re not suggesting or recommending a particular credit product for you. If you decide to apply for a Credit Card, you will deal directly with the provider, not with Canstar. It’s important you check rates and product information directly with the provider. Consider the Target Market Determination (TMD) before making a purchase decision. Contact the product issuer directly for a copy of the TMD. For more information, read our Detailed Disclosure . Comparisons not Recommendations Canstar is not providing a recommendation for your individual circumstances. We cannot and do not recommend that any particular product is suitable for you. We provide links to our Online Partners. These are brands that may pay Canstar a fee for referring you. Our tables default to display only our Online Partners’ products initially, you can adjust the Online Partner Filter to see all of the products available for comparison on Canstar’s website. We provide these links so that you can click through to the product provider’s website to get more information. The provision of these links does not constitute a recommendation by Canstar. Churn warning - Credit Before you elect to terminate or modify existing lending arrangements, it is recommended that you consider all associated fees and application costs, as well as the timing and impact these changes could have on your wider financial arrangements and personal circumstances.