HelloSafe.com
发布时间:2026-09-10 | 浏览:2
Protect your trip with tailored insurance. Compare the best offers from 40+ insurers and travel worry-free. Starting from HK$ 80
Travellers insured
Since 2019, across 180+ countries
Paid out in 2025
Across 2,800 claims handled
To compare 40+ plans
Certificate sent in under 2 min
Trustpilot score
Based on 788 verified reviews
« Every contract we list has been read in full: exclusions, sub-limits, assistance conditions, waiting periods. Our role is to recommend the best-fit plan for you. »
Edouard · Expert travel insurance broker · 12 years of experience
Certified expert
12 years of expertise
100% independent
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
Personalized quote · no commitment
01 ✈️ Describe your trip Destination, dates, travellers, purpose. A 30-second form, no jargon.
Describe your trip
Destination, dates, travellers, purpose. A 30-second form, no jargon.
02 ⚖️ Compare 40+ plans Our experts have negotiated the best rates. Filter by coverage, price, limit.
Compare 40+ plans
Our experts have negotiated the best rates. Filter by coverage, price, limit.
03 ✅ Subscribe online Secure payment. Instant certificate by email, valid for your visa.
Subscribe online
Secure payment. Instant certificate by email, valid for your visa.
04 🛟 Travel covered 24/7 multilingual assistance. Telemedicine included. Fast reimbursement.
24/7 multilingual assistance. Telemedicine included. Fast reimbursement.
Annual / Multi-trip
Unlimited trips
Equipment & health
Study / Internship
Campus & mobility
From HK$71 / person
Excellent · 788 reviews
« Best value for money! Very easy, fast subscription. I recommend without hesitation. »
« The presentation of guarantees is clear. Questions answered online. Subscription and confirmation is immediate. »
« Very professional and clear exchanges with Edouard, responsiveness, ease of enrolment. »
Some of the world's highest medical costs. Essential coverage.
Working holiday, tourism & digital nomad. Insurance required.
Diving, climbing & extreme sports. Check exclusions.
Working holiday & PVT.
WHV, road trip & adventure.
Erasmus, tourism & expat life.
Bali, surf & long stays.
We answer all your questions.
A specific question? Our advisors are available Monday to Friday, 8am–6pm. Free call.
What's the difference between travel insurance and cancellation insurance? Travel insurance covers your entire trip (medical expenses, repatriation, baggage, etc.), while cancellation insurance only covers costs if you cancel before departure. Both can be taken out separately or together.
Is my bank card insurance enough? Bank card insurance generally offers basic protection with low limits (usually €30,000 to €150,000 for medical expenses) and restrictions (payment required with the card, maximum 90-day duration). For better protection, especially for long stays or remote destinations, dedicated insurance is recommended.
What medical coverage is required for a Schengen visa? Minimum coverage of €30,000 for medical expenses and repatriation is mandatory, valid in all Schengen countries for your entire stay.
Can I take out insurance after my trip has started? No, insurance must be purchased before departure, generally at least 24 to 48 hours before the departure date.
Does the insurance cover COVID-19? Most policies include COVID-19 coverage for medical expenses and repatriation, but COVID-19-related cancellation may have specific conditions.
How do I file a claim? Contact your insurer's assistance immediately and keep all supporting documents before submitting your complete file.
Ready to travel with peace of mind?
Compare 40+ insurers in 30 seconds. No sign-up, no commitment.