Plaid Integration combines secure bank connections with AI intelligence to categorize transactions automatically and learn from your corrections. Secure Connection Connect supported banks through Plaid's account-linking flow. Beancount.io does not receive your bank login password. Secure Connection Connect supported banks through Plaid's account-linking flow. Beancount.io does not receive your bank login password. AI-Powered Categories AI analyzes merchant names, amounts, and your historical patterns to suggest the correct Beancount account for each transaction. AI-Powered Categories AI analyzes merchant names, amounts, and your historical patterns to suggest the correct Beancount account for each transaction. Review and Approve Review every AI suggestion before committing. You maintain complete editorial control over your ledger. Review and Approve Review every AI suggestion before committing. You maintain complete editorial control over your ledger. Your bank data, connected intelligently From bank connections to AI categorization, Plaid Integration handles the heavy lifting so you can focus on financial analysis. Review and submit to ledger Review AI suggestions, make adjustments, and submit all transactions to your Beancount file with one click. Smart workflows for any financial setup Whether you track personal expenses or manage business finances, Link Accounts adapts to your workflow and learns from your patterns. Multi-Account Support Connect checking, savings, credit cards, and investment accounts from multiple banks simultaneously.

Duplicate Detection Smart deduplication ensures transactions are never imported twice, even across multiple syncs. Beancount Native Transactions are formatted in proper Beancount syntax and committed directly to your ledger file. Find and filter synced transactions by date, amount, merchant, or category before importing. Version Control Every import is committed to Git, giving you a full audit trail and the ability to roll back any changes. Import weeks or months of transactions at once. Perfect for catching up or onboarding to Beancount. Simple, Transparent Pricing Choose the plan that's right for yourself or team Frequently asked questions Plaid supports over 12,000 financial institutions across the US, Canada, UK, and Europe. This includes major banks like Chase, Bank of America, Wells Fargo, Citi, Capital One, as well as credit unions and investment brokerages. You can check if your bank is supported during the connection flow. Absolutely. Your bank credentials are never stored on or transmitted through our servers. Authentication happens directly between you and your bank through Plaid's encrypted system - the same technology trusted by millions through Venmo, Robinhood, and Coinbase. We only receive read-only transaction data. AI categorization starts at around 80% accuracy and quickly improves to 95%+ as it learns your specific patterns and chart of accounts. It analyzes merchant names, transaction amounts, and your historical categorization decisions to make intelligent suggestions. Every correction makes it smarter. You can manually sync at any time with one click. Additionally, our background job automatically syncs your transactions daily, so your ledger stays current without any manual effort. New transactions typically appear within seconds of syncing. Yes! When you first connect a bank account, you can import up to 2 years of historical transactions (depending on your bank and Plaid plan). This is perfect for onboarding to Beancount or catching up on months of untracked expenses. You always have full editorial control. Every transaction goes through your review before being committed to your ledger. You can edit any AI suggestion, and the AI learns from your corrections to improve future categorizations. Start linking your accounts today Link your bank accounts and map them to your Beancount chart of accounts in minutes.